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School yards in England are generally larger than in the United State, and fascinating school games, carefully supervised, shared by all, are made an educational factor. Besides the large yard, there are usually playing fields added, bordered by trees, grassed, and of a size and attractiveness that make them delightful. After school and on holidays the teachers often frequent these fields with the boys and play games which are free from the excessive noisiness of the American games. Excursions into the country are another feature. These develop in some cases into fortnights spent in camp. The same teachers go year after year with their classes, and teaching, largely of natural history, goes on every day.

The thirty-fifth, annual convention of the American Bankers' Association was in session last week in Chicago. The organization of a central bank of issue for the country, with a capitalization of not less than $100,000,000, as a preventive of a recurrence of the financial disturbance of 1907, was outlined by the president of the association in his annual address. The clearing-house section reported a plan for clearing-house examiners. The association opposes postal savings banks and guaranty deposit funds for both state and national banks.

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THE FIRST STEP
September 25, 1909
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