To Our Readers

When I was about ten years old, I used to go through my Dad's pocket change when he got home from work. It was OK. He knew I was doing it. I had just started a coin collection, and I was always hoping to find something special, like an old Indian-head penny or even something from before 1900—and that would have been sixty years earlier! That seemed ancient to a ten-year-old.

I loved the old coins, and was sure that they must be worth a fortune. When I finally got a price guide for coin collecting, however, I learned that even the best ones I had found weren't worth much more than their face value. I think that was my first lesson in economics.

Of course, in the "real" world where the economy makes a difference in people's lives, it's a whole lot more complicated. The economy can determine how much a person will pay for groceries, utilities, rent. Can he or she put a little something aside in a savings account at the end of the month or make a modest investment toward retirement? Can she or he even meet the rent that month?

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YOUR LETTERS
May 29, 2000
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