Testimony of Healing August 8, 1959 Issue

When I was mustered out of...

Robert E. Zoeller

When I was mustered out of service after World War I, I allowed my war insurance to lapse. Two years later, when I married, I felt that it was my responsibility to provide insurance for my wife.

When I sought to reinstate and convert the policy to civilian status, I found that a physical examination was required. The examiner found traces of albumin. In the physical structure of my chest, he found a condition which, he said, would reduce my chances of survival to one in a thousand if I were to contract pneumonia. The insurance company were willing to grant me a policy, but it contained a provision that made the policy practically ineffective. Therefore I refused to accept it.

I was without life insurance for about twelve years. Then in the so-called depression of 1930 I became unemployed, having lost a very excellent position. Then followed a succession of reverses and poor health. The passing on of my father made it necessary for me to support my mother, as well as my wife and two small children. Then a nervous breakdown followed, and our family physician referred me to a welfare clinic in New York City because I could not afford to pay for treatments. After weekly visits to this clinic for about a year, the psychiatrist said that I would have to accept the fact that I was just a little bit different but that I should carry on.

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