The empty promises of uncontrolled spending

You may be unaware of the radical economic shift that's been taking place in society over the last half-century, even though to some extent you might be participating in it. It's a shift from saving to spending, which reached a milestone just recently. US News & World Report says that late last year, for the first time in the US, total household debt exceeded 100 percent of disposable income. This came at a time when personal savings fell to the lowest monthly level in history. Bottom line: A lot of people are in over their head.

When it comes to controlling the urge to spend, the concept of heaven being within us is a powerful help.

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June 25, 2001

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