Is there a way to offer a hand—rather than a handout—to those in need? Yes. One by one, the author and others helped an indigent man move on to solvency.
Wouldn't it be great if you could answer not only that you're not in debt now but that you never have been? Then again, a certain kind of indebtedness is desirable. Learn how to get out of financial debt and into "the debt that is a joy to pay."