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Spirituality: the optimal insurance coverage
Originally appeared on spirituality.com
I grew up hating insurance. We lived in the country, far from any fire department or firefighting equipment and fires started by lightning were not infrequent. There were several buildings on our farm and our fire insurance was expensive. Every time I wanted something, it seemed, I couldn’t have it because we had to pay an insurance premium.
As I grew older and was responsible for my own car and household goods, I began to value insurance, not merely for the protection it offered me but also as a way of helping others who had experienced some loss.
Then along came the question of life and health insurance. While money from insurance policies could replace cars and things, money itself couldn’t restore life and health. I knew that I needed to get a better understanding of the role insurance should play in my life. Surely I didn’t want to think of all the bad things that could happen and then receive compensation from an insurance policy when they occurred. What trust in God’s care does that signify?
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