To Our Readers

William E. Moody

So much of what we learn from our parents comes through their example rather than their words. I remember two particular examples that taught me the value of integrity and responsibility.

One was a small lesson that came when I was about thirteen years old. My dad had just left a convenience store with my brother and me after buying the usual milk or bread. We were already at the car when he discovered that he'd been given twenty-five cents too much in the change the cashier returned to him. There wasn't a moment's hesitation. "You boys wait here a minute," he said. "I need to return this."

A larger lesson was brought home after I had finished school and was on my own. I learned that during all the years I was growing up, while we had only a modest income coming in, my dad had been regularly, patiently, paying off some debts from a failed publishing venture. Yet the failure hadn't been my dad's fault. A business partner had actually stolen funds that were necessary to keep the new magazine going. Dad could have declared bankruptcy. He didn't. He went to each creditor individually and promised to pay the debts no matter how long it took. His word was good. He eventually paid everything that was owed.

This week's Cover Story shares a number of helpful ideas for anyone who is facing the challenge of being in debt, no matter what the reason may be. Integrity and responsibility are essential to gaining our freedom. And, as the author points out, so is prayer. Writing of his own family's experience, he states: "What helped us get on top of it all was to keep turning to God for direction and counsel. In our prayers we kept seeing God as universal and impartial divine Love, ever caring for all of His family."

That's the truth. God is impartial. He cares for all of us. His love meets our needs—today and tomorrow.

William E. Moody Editor

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